# Y Partners

> Y Partners is a professional services firm in Hamilton, Bermuda that helps companies set up and succeed in Bermuda through three solutions: Y Governance, Y Capital and Y Traction.

Y Partners is one firm. Y Governance, Y Capital and Y Traction are its solutions, not separate companies. Full text of every page: https://y.partners/llms-full.txt

## Pages

- [Home](https://y.partners/): Governance, capital readiness and business development for companies that set up in Bermuda, from Y Partners in Hamilton, Bermuda.
- [Team](https://y.partners/team): Meet the founding partners and team at Y Partners: operators who have built, led and governed companies, now helping founders in Bermuda.
- [Bermuda Bytes](https://y.partners/blog): Bermuda Bytes: articles on Bermuda fintech, DABA Bermuda, digital assets, governance and capital for founders building from the island.
- [Events](https://y.partners/events): The X Series from Y Partners: BoardX for directors on a Bermuda board and ComplianceX for compliance professionals. One-day events in Bermuda.
- [FAQ](https://y.partners/faq): How to set up in Bermuda, what DABA is, the Senior Representative role, INEDs, the three lines of defence and how Y Partners works.
- [Connect](https://y.partners/connect): Setting up in Bermuda or already trading? One email to hello@y.partners reaches the whole Y Partners team in Hamilton, Bermuda.
- [Privacy notice](https://y.partners/privacy): How Y Partners collects, uses and protects personal information under Bermuda's Personal Information Protection Act 2016.

## Three solutions

- [Y Governance](https://y.partners/services): Senior Representative support, INED search and fractional compliance officer, MLRO, risk and audit talent in Bermuda, built on three lines of defence.
- [Y Capital](https://y.partners/capital): Capital readiness for early-stage Bermuda fintech and other ventures: runway, evidence and a governance record that stand up to diligence.
- [Y Traction](https://y.partners/traction): Relationship-led business development in Bermuda: the island's ecosystem and relationships beyond it, turned into customers, partners and a channel.

## Team

- [Stafford Lowe](https://y.partners/team#person-stafford-lowe): Founding Partner
- [Tim Reed](https://y.partners/team#person-tim-reed): Founding Partner
- [Hannes Heyns](https://y.partners/team#person-hannes-heyns): Founding Partner
- [Muhammad Butt](https://y.partners/team#person-muhammad-butt): Governance, Risk & Compliance
- [Charlene Gravett](https://y.partners/team#person-charlene-gravett): Operations & Executive Support

## Events

- [ComplianceX](https://y.partners/events/compliancex-2026): Bermuda's first digital asset compliance bootcamp, Friday 19 June 2026.
- [BoardX](https://y.partners/events/boardx-2026): Bermuda's board programme for the technology era, Tuesday 1 December 2026.

## Bermuda Bytes

- [The Agentic Economy Has a Governance Problem. Bermuda Might Be the Place That Fixes It](https://y.partners/blog/agentic-economy): Governance, Jun 2026
- [Bermuda’s Strategic Opportunity in Tokenised Real-World Assets (RWAs), with a Focus on Gold](https://y.partners/blog/tokenised-rwas-gold): Capital, Apr 2026
- [Bermuda’s Fintech Strategy 2026–2028: Why Companies are Heading to the Middle of the Atlantic](https://y.partners/blog/fintech-strategy-2026): Traction, Mar 2026
- [Why Hong Kong’s Smartest Digital Asset Firms Are Choosing Bermuda](https://y.partners/blog/hong-kong-bermuda): Traction, Feb 2026
- [Why the U.S. “CLARITY Act” Stall Makes Bermuda More Essential for Web3 Projects, and Why It Matters Now](https://y.partners/blog/clarity-act): Governance, Jan 2026
- [Bermuda’s ISA and ISAC Structures: The Secret Weapon Fintech Companies Need to Know About](https://y.partners/blog/isa-isac): Governance, Oct 2025
- [Circle’s IPO Signals a New Era, and Bermuda’s DABA License Framework Made It Possible](https://y.partners/blog/circle-ipo): Capital, Jun 2025
- [Bermuda: The Regulatory Backbone Behind Crypto’s Power Moves](https://y.partners/blog/regulatory-backbone): Governance, May 2025
- [The ABC’s of TMF](https://y.partners/blog/abcs-of-tmf): Governance, Apr 2025
- [The Future of Clearing and Settlement:](https://y.partners/blog/clearing-and-settlement): Capital, Apr 2025
- [The Two-Hour Solution](https://y.partners/blog/two-hour-solution): Traction, Apr 2025
- [Bermuda’s powerful solutions for insuring digital assets](https://y.partners/blog/insuring-digital-assets): Governance, Jun 2022
- [Back in the Big Apple](https://y.partners/blog/back-in-the-big-apple): Traction, May 2022
- [Bermuda’s pain pill for hiring headaches](https://y.partners/blog/hiring-headaches): Governance, Apr 2022
- [Fishing in Bermuda’s Talent Pool](https://y.partners/blog/talent-pool): Governance, Feb 2022
- [ESOPs allow teams to share in the dream](https://y.partners/blog/esops): Capital, Jan 2022
- [Sun, Safety and Start-up Structure](https://y.partners/blog/start-up-structure): Governance, Jan 2022
- [Crafting Your Pirate Code](https://y.partners/blog/pirate-code): Traction, Jan 2022
- [Our mission at [Y]our Partners](https://y.partners/blog/our-mission): Traction, Jan 2022

## FAQ

- [What does Y Partners do?](https://y.partners/faq#what-does-y-partners-do)
- [How do I set up a business in Bermuda?](https://y.partners/faq#set-up-a-business-in-bermuda)
- [What is DABA?](https://y.partners/faq#what-is-daba)
- [What is a Senior Representative in Bermuda?](https://y.partners/faq#senior-representative-bermuda)
- [What is an INED, and why do Bermuda companies appoint one?](https://y.partners/faq#ined-bermuda)
- [What are the three lines of defence?](https://y.partners/faq#three-lines-of-defence)
- [Does Y Partners raise capital or introduce investors?](https://y.partners/faq#capital-and-investors)
- [How does embedded talent work?](https://y.partners/faq#embedded-talent)
- [What are the X series events?](https://y.partners/faq#x-series-events)
- [How do I contact Y Partners?](https://y.partners/faq#contact)

## Contact

- Email: hello@y.partners
- Office: Hamilton, Bermuda
- LinkedIn: https://www.linkedin.com/company/your-bermuda-partners